Ignite FB Tracking PixelAre You Prepared to Buy a Residence? - Erica Pittman-Gaynor
Keller Williams-Santa Cruz
Erica Pittman-Gaynor, Keller Williams-Santa CruzPhone: (831) 818-4123
Email: [email protected]

Are You Prepared to Buy a Residence?

by Erica Pittman-Gaynor 12/29/2019

Purchasing a home is a life-changing decision, and as such, should not be taken lightly. Fortunately, there are lots of things you can do to prepare for the homebuying journey, such as:

1. Determine Where You Want to Live

There is no shortage of high-quality houses available across the United States. Now, you just need to determine where you want to reside, and you can hone your house search accordingly.

Think about your long-term plans as you consider where you want to live. For instance, if you enjoy life in the big city, you may want to search for houses in or near the city of your choice. On the other hand, if you want to start a family in the near future, you may want to explore residences near parks and other family-friendly attractions.

Ultimately, it helps to narrow your home search to a few cities and towns. Because if you know where you want to live, you can quickly navigate the homebuying journey.

2. Establish a Budget

A budget is a must-have for any homebuyer, at any time. If you know how much you can spend on a house, you can search for residences that fall within your price range.

Oftentimes, it helps to meet with banks and credit unions before you launch a home search. These financial institutions can teach you about different types of mortgages. Then, you can select a mortgage that suits you perfectly.

Don't forget about home inspection, closing and other property buying fees, either. If you account for these property buying costs, you can ensure you have the necessary funds available to cover them.

3. Consult with a Real Estate Agent

A real estate agent is a difference-maker for a homebuyer. He or she is happy to teach a homebuyer about the ins and outs of the real estate market. As a result, a real estate agent will help you become a homebuying expert.

Typically, a real estate agent offers recommendations and insights throughout the homebuying journey. He or she first will learn about you and help you establish homebuying expectations. Next, a real estate agent will help you kick off a search for homes in your preferred cities and towns. When you find your dream residence, a real estate agent will help you craft a competitive offer to purchase this home. And if your offer to purchase is approved, a real estate agent will help you navigate the final stages of the homebuying journey.

Furthermore, a real estate agent can provide assistance any time a homebuyer has concerns or questions. A real estate agent strives to help you make informed homebuying decisions. Thus, he or she will do whatever it takes to educate you about the homebuying cycle and ensure you are ready to find and buy your ideal residence.

Simplify the process of finding your dream home – use the aforementioned tips, and you can prep for the homebuying journey.

About the Author
Author

Erica Pittman-Gaynor

I went into Real Estate because I value working with people and helping them achieve their goals and dreams of home ownership in Santa Cruz County. I believe in creating an honest, straightforward, memorable experience for the clients I work with. 

Prior to joining Keller Williams Realty, I was a stay at home mom for 7 years. Before that I taught at Boulder Creek Elementary. My past teaching experience enables me to educate my clients, allowing them to make informed decisions about their real estate needs. 

I work with an excellent team of service providers to handle all the bumps along the transaction road, ensuring as smooth a process as possible. I chose to partner with Keller Williams Realty because of the culture, education, resources and all around professionalism. 

On a personal note I enjoy anything ocean related, boating, biking, swimming, sailing and all outdoor activities. 

My biggest accomplishments in life are my two sons, Kyle and Jeff. Both straight A students, musically inclined and just all around great people. My oldest is in UCSC's Astrophysics program and the youngest continues to thrive at Soquel High. 

Whether in life or in business, my goal is to care about others and enrich the lives of the people I come in contact with, including my family, friends and clients. 

I appreciate the opportunity to earn your business. My mission is to exceed your expectations to the point that when we are done working together I will have done such a good job for you that you will not hesitate to refer me to your friends and family.

MY SPECIALTIES:

Beach Homes; Condos & Townhomes; Investment Properties; Second Homes; First Time Home Buyers; Move-Up Buyers; Listing Specialist; REO or Distressed Properties

My Service Areas:

Live Oak | West Side | Felton | Santa Cruz | Capitola | La Selva Beach | Aptos | Soquel | Boulder Creek | Ben Lomond | Seacliff | Lompico | Seascape | Zayante | Seabright | Pleasure Point | Rio Del Mar | Scotts Valley | Mount Hermon